Your pay.
Your plans.
Made clear.
Understand what you earn, what you pay,
and what comes home. Free New Zealand
tax calculators, without the guesswork.
A clearer picture, in seconds.
The everyday tools to help you make your next move.
Salary Calculator
Your take-home pay after income tax, ACC, KiwiSaver and student loan deductions.
Open calculator Income TaxIncome Tax Calculator
See each tax band and how much of your income is taxed at each rate.
Open calculator Income TaxKiwiSaver Contributions
Compare employee contributions and their effect on take-home pay.
Open calculator Income TaxACC Earners’ Levy Calculator
Estimate the earners’ levy on salary and wages, including the annual cap.
Open calculatorOne place for your money maths.
From your first payslip to your next big decision.
Salary Calculator
Your take-home pay after income tax, ACC, KiwiSaver and student loan deductions.
Open calculator Income TaxIncome Tax Calculator
See each tax band and how much of your income is taxed at each rate.
Open calculator Income TaxAfter Tax Salary Calculator
Explore annual, monthly, fortnightly and weekly take-home pay.
Open calculator Income TaxGross Salary Calculator
Work backwards from your target take-home pay to a gross salary.
Open calculator Income TaxHourly to Yearly Salary
Turn your hourly wage into an annual salary and after-tax estimate.
Open calculator Income TaxSalary to Hourly
Find the hourly equivalent of an annual salary and your working hours.
Open calculator Income TaxDaily Rate to Annual Salary
Convert a daily employment rate into a full-year salary estimate.
Open calculator Income TaxACC Earners’ Levy Calculator
Estimate the earners’ levy on salary and wages, including the annual cap.
Open calculator Income TaxTax Code Guide
Understand common M, ME and secondary tax codes and student loan suffixes.
Open calculator Income TaxPro Rata Calculator
Calculate a part-time annual salary from full-time pay and hours.
Open calculator Income TaxOvertime Pay Calculator
Estimate gross overtime and its annualised effect on take-home pay.
Open calculator Income TaxKiwiSaver Contributions
Compare employee contributions and their effect on take-home pay.
Open calculator Income TaxStudent Loan Calculator
Estimate main-job repayments using the annual repayment threshold.
Open calculator Income TaxIndependent Earner Tax Credit
Estimate the credit after checking the eligibility conditions.
Open calculator Savings & LoansInterest & Savings Calculator
Model compound growth with regular monthly savings.
Open calculator Savings & LoansMortgage Repayment Calculator
Estimate monthly repayments, total interest and borrowing costs.
Open calculator OtherGST Calculator
Add or remove standard-rate 15% GST with a clear breakdown.
Open calculator Vehicle TaxRoad User Charges Calculator
Estimate light-vehicle RUC in 1,000 km units and the licence administration fee.
Open calculator OtherImport Duty & GST Estimate
Estimate duty and import GST using your confirmed tariff rate.
Open calculator Income TaxSalary Comparison
Compare two job offers and see the difference in take-home pay.
Open calculatorOur calculators. Your website.
Add a useful tool to your blog or business website.
Salary Calculator
Your take-home pay after income tax, ACC, KiwiSaver and student loan deductions.
Get embed code ↗ACC Earners’ Levy Calculator
Estimate the earners’ levy on salary and wages, including the annual cap.
Get embed code ↗Make sense of your money.
Where does your salary go?
A practical guide to income tax, ACC and your take-home pay.
Read guide ↗KiwiSaver and your take-home pay
Understand the difference between your contribution and your employer’s.
Read guide ↗Student loan deductions, explained
The threshold, repayment rate and why a second job is different.
Read guide ↗