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Income Tax · 2026/27

ACC Earners’ Levy Calculator

Estimate the earners’ levy on salary and wages, including the annual cap.

$

Your calculation

All amounts in New Zealand dollars.

Advanced options KiwiSaver, student loan & tax credit

IETC excludes relevant benefits, NZ Superannuation and qualifying Working for Families circumstances. Check eligibility. One main job, steady pay. No tailored tax codes or other income.

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A little clarity starts here

Your numbers,
in plain sight.

Enter your details and calculate to see your breakdown.

Using this calculator

See the levy separately from income tax

The ACC earners’ levy is a separate part of the salary deduction model. Keeping it visible helps explain why the amount leaving gross pay is more than income tax alone.

Worked example

At $60,000, this model calculates an annual levy of $1,050. At $200,000, it stops at the annual earnings cap and gives about $2,741.22 rather than applying the percentage to every dollar.

How the result is built

For 2026/27, the model uses 1.75% of salary or wages, limited to $156,641 of earnings. Displayed totals round to cents.

Before you use the number

This employee calculation is not an estimate of a self-employed ACC invoice. Multiple jobs and actual withholding may also need separate checking.

Does the cap stop income tax too?

No. The ACC earnings ceiling applies to the levy. Income tax continues according to its own bands and rules.

Official source ↗ · How we prepare and correct content · Model reviewed 26 September 2026. Examples are illustrative.

How this tool works

Useful estimates. Clear assumptions.

The 2026/27 year runs from 1 April 2026 to 31 March 2027. We assume a New Zealand tax resident, one main employment, regular earnings and no other income. Figures are annualised estimates, not a payroll filing. Select IETC only after confirming full-year eligibility. Employer KiwiSaver, ESCT, benefits, child support and special deduction rates are excluded.

See calculation rules & official sources ↗
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