After Tax Salary Calculator
Explore annual, monthly, fortnightly and weekly take-home pay.
Your numbers,
in plain sight.
Enter your details and calculate to see your breakdown.
Turn an annual net figure into a budget
Use this tool when you want a consistent view of income after the selected deductions. Annual, monthly, fortnightly and weekly figures use the same annual assumptions; they are different presentations of one estimate.
Worked example
The default $75,000 salary produces $4,913.92 per average month and $2,267.96 per fortnight, before any optional KiwiSaver or loan deduction.
How the result is built
Annual net is divided by 12, 26 or 52. A fortnight is two weeks, not half a calendar month: there are 26 fortnights but only 24 half-month periods in a year.
Before you use the number
For a budget, match the pay frequency to your actual bills and allow for irregular costs. This calculator does not deduct rent, insurance, transport or personal savings.
Why does a four-week budget not match a monthly one?
Four-week pay has 13 periods per year. Calendar-month pay has 12. Mixing those periods can overstate the cash available for monthly bills.
Official source ↗ · How we prepare and correct content · Model reviewed 26 September 2026. Examples are illustrative.
Useful estimates. Clear assumptions.
The 2026/27 year runs from 1 April 2026 to 31 March 2027. We assume a New Zealand tax resident, one main employment, regular earnings and no other income. Figures are annualised estimates, not a payroll filing. Select IETC only after confirming full-year eligibility. Employer KiwiSaver, ESCT, benefits, child support and special deduction rates are excluded.
See calculation rules & official sources ↗Explore take-home pay by salary
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Is this an official Inland Revenue calculator?
No. Free Tax Calculator NZ is an independent estimate tool. Our rates are linked to official sources, but we are not affiliated with or endorsed by Inland Revenue.
Why could my payslip show a different amount?
We annualise steady earnings. Payroll rounding, secondary jobs, tailored codes, partial years, benefits and irregular lump sums can produce different results. Check your employer’s calculation or Inland Revenue for payroll decisions.
Do I need an account?
No. All calculators work without an account. An optional account lets you save and reopen calculations.
Are my salary details sent to the server?
Calculations run in your browser. Saving sends inputs to your account on this server. Inputs included in page URLs are also visible to the server when you open or reload those links. Review a link before sharing it.